EVE Echoes has decided to bring the cost of insurance down in general, with a discount of 30% for regular ships and 80% for capitals. This discount will fluctuate dynamically based on how many claims are made on a ship in a month, with the price increasing by 10% for multiple claims in a month up to a maximum of 100% and the price decreasing by 10% for every whole month without a claim, discounting the price down to 20% for normal ships and 50% for capital ships.
Content retrieved from: https://massivelyop.com/2024/01/27/eve-vanguard-resumes-playtesting-eve-echoes-changes-ship-insurance-costs/.